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How important is a Life Insurance policy? Should I get one?

How important is a Life Insurance policy? Should I get one?

NOW!  If you don’t have an insurance policy you should start shopping around for a policy today.  Trust me.  It’s worth it.  Take a look at Go Fund Me.  You will understand the need to have your own insurance policy.

Many slave masters knew the value of having a policy on their slaves (or property).  They wanted to protect their investment.

I really did not realize the importance of having Life Insurance until three years ago.  I couldn’t imagine the burden my family would have to bear of putting together arrangements for me, and I had the option of adding Life Insurance to my Car and Rental Insurance.  I re-evaluated my priorities, and realized not investing in Life Insurance would be the  “Wrong Answer!”  **Dad’s Voice**

It’s similar to having car or renter’s insurance.  We must protect what’s precious to us and on top of that driving without car insurance is against the law.  Hmm.  Car insurance is more important than life insurance.  Think about that.  It’s a choice.  Will you be reckless or not?

Below you will find a Slave Policy from April of 1858, a policy for a slave named George in the amount of $1,000.

Slave Insurance Policy blogger-image--762415460

 

I know you’re probably thinking, “Gosh, R.J. talks about insurance a lot.  Maybe she works for an insurance company.”  Well, I used to work for a large health insurance company, and I was able to witness what happens when you don’t have insurance.  You can go bankrupt without insurance, and fall into a deep depression trying to work yourself out of the hole.  I don’t want that to happen to anyone that’s attached me.

On this Friday, I just want you to remember one thing.  Invest in yourself today.  We must protect all of our serious investments, those with and without a heartbeat!

 

Yo Birthday Is Not About YOU! When someone special forgets your birthday…

Yo Birthday Is Not About YOU! When someone special forgets your birthday…

**Singing** back down memory lane…

I love old photos and music.  You can catch me at any time snapping pics, and listening (and singing) to music.  The featured photo today is from my 25th birthday.  You know your 25th birthday can go up there with your 18th, 21st, and 30th birthday.  I could rent a car by myself, and my car insurance premium decreased.  #Winning

My birthdays have always been extra special.  I have the gift of remembering others birthdays and being more excited for them than for my own.  Insert **YASSSSS, TURN UP, LET’S GRAB DRINKS & BAR HOP!**  I love celebrating birthdays, because it gives us another opportunity to be great.

What happens when someone special forgets your birthday?  You’re crushed, right?  I know when people used to forget my birthday I would be all in my little feelings.  Who am I kidding, I still feel some type of way when certain people forget.  I used to think well I remembered their birthday, they should remember my birthday!  I was tired of one person forgetting my birthday after I turned eighteen.  So, I decided to speak up about it.  No more calling my sister or mother to remind them that it was my birthday.

I began writing my birthday on my dad’s calendar.  This huge calendar hung in the kitchen, and it also served as his appointment reminders.   I said he’ll remember this year I tell ya!  I’m writing in big purple letters!  HE FORGOT AGAIN!

One day I decided to ask my dad why was it so hard to remember my birthday.  I was born a day after his mother.  It should be the easiest to remember!  In a calm voice I finally received an answer, one that I didn’t expect.  “When granny died, I tried to forget everything that was attached to her, including her birthday.  You never notice that my appointments are heavy in January. ”  I was speechless.  I identified my dad’s way of grieving.  To shield his hurt he became busy.  It made perfect sense.  On holidays such as Mother’s Day or Memorial Day he became unavailable.  Too busy to do anything.  On that day I realized my birthday was no longer about me anymore it was about others.

I adopted the practice of celebrating my birthday alone or with others, either way I was going to celebrate life.  For those that reached out to me on my birthday I always wanted them to know how special I felt for even remembering, and offer some encouragement.  Yes, offer a little love to them on your day.  It’s not that hard!  My birthday is not solely about me.  I had to remember there are some grieving people out there, and it was selfish of me to be upset with anyone about forgetting my birthday.  Especially when there are others waiting to celebrate the gift of life.

Your birthday is a gift from God.  Celebrate the possibility of becoming a better you, and share a little love to others in the process.

Guess Who?! The #FaveArchivist strikes again!

Guess Who?! The #FaveArchivist strikes again!

One of my favorite board games as a child was “Guess Who?”  You know the one that you tried to guess your opponent’s character by asking questions, and you narrowed it down by process of elimination.  Don’t tell me I’m alone here? Well, I know it well because Granny would play with me, but she would CHEAT!  Good times!

In a sense “Guess Who” is similar to a mystery game.  We ask questions or find clues to solve a problem.  That’s probably why I became an Archivist.  Anyways, let me stay on task.  So, as you know (well I hope you know) for almost two months I’ve been going through my dad’s personal archives, and some of the photos I’ve been finding has me feeling like the board game.  Constantly asking my sister to “Guess Who?”  The plan to have all of his papers sorted by February 2016 is actually ahead of schedule.

As I stated before when it comes to going through a person’s belongings it is important to go through EVERY sheet of paper, pants  & jacket pockets, and address book!

**SideNote: I have something special coming up involving an address book tomorrow.  You don’t want to miss it!

I came across two envelopes with United States Army on the cover.  One of them had never been opened, but the other one had a large dark ring on it.  I was hoping that the contents on the inside of the damage envelope were okay.  I’m not sure what melted on the photo, but it was definitely an Archivist’s nightmare.  A damaged primary document, that happened to be a certificate and a photo.  I’m sure I could request another document but I don’t think I need to at the present moment.  I looked for a familiar face in the photo.

Guess Who?!

U.S. Army Photo
U.S. Army Photo (1970)

Hi Dad!  I’m pretty sure I make that same face when the sun is in my eyes, or when I’m not understanding something.

I shared this photo during my weekly Periscope show, “Let’s Talk About Grief” for #GriefTalkTuesday.  The show has been extremely therapeutic and it’s another way to unpack grief.  If you want to catch last night’s episode you can view it by clicking here. I’m excited to see the project grow, and new viewers every week on the show.

Don’t forget to come back tomorrow for my special announcement.

P.S.  I’ve been receiving rave reviews about the first book in the Adventures of Alleykats series.  Do you own it?  No!  What are you waiting on?  You can purchase it now.  If you own it, please be so kind to leave a review.  It truly means a lot, and I thank you for your continued support!

Archives 101: Rebellious Nerd 2.0

Archives 101: Rebellious Nerd 2.0

I’m continuing to unpack my grief,  and dedicated to sharing my findings on Periscope and my other social media outlets.

My first post on this site is the story of my emotional rollercoaster with education.  If you want to read the original post, click here.

Within the post I talked about my frustration and bitterness when it came to the decisions that were made after high school.  Briefly, I mentioned a story about my dad writing a check for what happened to be my final semester at that college.  Well, I stated before that I’ve been going through my dad’s papers for the past couple of weeks.  Even though he was quite organized, his papers would always produce a surprise.

I was looking through old bills and bank statements, just in case there was another family photo accidentally wrapped in the papers.  I didn’t find any pictures in the thick stack of bank statements, I found something else; a check.

Years ago, banks would return the check to the source after the check was cleared.  I honestly don’t remember this because I didn’t write many checks, but my sister remembered this practice.

I picked up the check, and glanced at the writing for at least 10 seconds.  Every space of that check was occupied, and immediately sent me back to the place where the check was written.  The check was written at the Accounting Clerk’s window, and I was standing on the left side of my dad.  The three sheets of paper that accompanied the check was my class schedule and bill for that semester (featured photo from Periscope). The same semester, I decided months later that I was NEVER returning to that school as a student.  The check represented a shift in my relationship with my dad, and my education.

Clearly my dad believed in me.  My dad believed in me when I didn’t believe in myself.  Sadly, I still didn’t care that semester.  I was so unhappy, and I took his help for granted.  It happens in life sometimes, others around you are rooting for you before you begin to cheer for yourself.  I had to realize he did that to secure a better life for me, not for him.  The next semester I decided to go to a new school, and I didn’t ask him for the help to pay the bill.  I wanted to prove to myself and him that I could do it.  My goal was to move beyond the guilt and disappointment.  I’m not here to apologize for my past, life happens and hopefully we learn a thing or two from it.

You have to want better for yourself.  That’s exactly what I had to tell myself.  The only way to move out of your current situation is to work harder.  Finding the check reminds me that I need to work harder to get to the next level.  I would have never rediscovered my passion if it wasn’t for him writing this check.  Keep Pushing!